Resources for people with Bad Credit & information on Credit Reports, Debt Consolidation, Auto Loans, Mortgages, & more.

Credit Repair Articles

Here you will find articles and resources to help with repairing bad credit. We are always adding new articles so check back frequently!

Credit

New Credit Reporting System - A new credit scoring system called "VantageScore" has been designed to make it easier for financial institutions to assess loan applications and also give consumers an easier way of measuring their credit worthiness...more

Credit Report Scoring Errors - How to Write a Dispute Letter - Discovering an error on your credit report can be disheartening, especially if you are applying for credit. However, you can write a dispute letter and get the issue resolved....more

Credit Counseling Agencies: Good or Bad? - There are many different opinions from financial experts and consumers regarding the use of Credit Counseling Agencies in order to help get out of debt. Some will tell you it's the best thing you can do for yourself when you've gotten into uncontrolled debt, while others will warn you to stay as far away from a credit counseling agency as possible. How can you make the decision whether or not to work with an agency or not?....more

Auto Loans

Bad Credit Car Loans - Tips for Obtaining Vehicle Financing - Getting approved for an auto loan with bad credit is very doable. However, the tricky part is locating a good financing deal. When an applicant applies for a car loan with poor credit, some lenders are unwilling to approve the loan request. These lenders establish high lending criteria, which makes it difficult for some persons to obtain financing. On the other hand, sub prime or high risk lenders are prepared to approve all applicants. Consider the following tips for acquiring financing with a low credit score. ....more

Mortgages

Bad Credit Mortgages - Buy a Home After Foreclosure - Because of the wide variety of mortgage lenders offering home loans to people with low FICO scores, it is very possible to secure mortgage financing with bad credit. After a foreclosure, few people are in a hurry to buy a new home. While waiting has its advantages, this is not a requirement. Here are a few tips to help buyers find a mortgage following a foreclosure. ....more

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